Routine dental care and routine eye care are NOT covered by the Student Health Insurance Plan (SHIP). If students wish to use dental or eye care services without insurance, students should expect out-of-pocket expenses and it can be expensive depending on the type of care they need. Students should check with the doctor’s office prior to their visit.
Optional Insurance Plans
Rutgers offers voluntary insurance plans for dental, vision, and property. Students may enroll in these plans on a voluntary basis. For more information, please visit the Student Health Insurance Plan page and find Optional Plans on the left navigation bar.
The SHIP Benefits and Coverage
For detailed plan benefits and coverage of the SHIP, please download the Certificate of Coverage and the Summary of Benefits and Coverage on the UnitedHealthcare website. Students can also request the Summary of Benefits and Coverage document in a different language on the website.